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What Are Personal Loans?

Broadly defined, a personal loan is a type of installment loan, which means that it is repaid over time with a set number of scheduled payments. It is also a form of loan that can be utilized for practically any purpose whatsoever. This can be beneficial in any scenario where additional funds are required. We do not charge any fee or cost to submit a loan request on CrediReady. The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months.

3 easy steps to request money
Request the loan
Connect with lenders
If approved, receive your cash in as little as one business day

Simple and Secure Online Loans

We understand that searching for a loan can often be a daunting and confusing task, especially given the wide array of options that are available. We had this in mind when we created CrediReady. Every aspect of our service has been designed and optimized with the customer in mind. We strive to offer you the most innovative and user friendly experience possible.

Given that each individual lender or lending partner is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons – which can sometimes be as simple as living in the wrong state. What makes CrediReady unique is that we have assembled one of the largest networks of personal loan lenders and lending partners available anywhere.

When you submit a loan request on CrediReady, our proprietary technology evaluates your request and searches for potential lenders or lending partners. CrediReady is not a lender or broker, we do not offer loans, APRs and terms will vary, approval is not guaranteed, loans are not available in all states, information submitted will be shared with lenders, lenders may conduct credit checks.

With our simple three-step request process, it has never been easier to find out if you qualify for the help you need, and enjoy financial security. If you have any questions, our in-house customer support team is standing by and ready to help.

To begin the process of getting your personal loan, please visit our Get Started page.


10525 Vista Sorrento Pkwy
Suite 102
San Diego, CA 92121
(855) 549-1864

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