Accidents happen. Getting into an accident can be a stressful and tenuous time. It’s important that you are knowledgeable on how to handle a car accident in order to avoid headaches down the road. If you have gotten into a car accident, here are the steps you must follow:
Get to Safety
If you are in a minor collision, move the cars to the shoulder or somewhere away from traffic such as a parking lot. Once there, place your car in park and turn on the hazard lights. Your car might also come with a warning triangle you can place in the street to warn motorists.
Be sure to concentrate on yourself and feel if anything doesn’t feel right or normal. After an accident, an adrenaline rush can actually hide the pain. Be sure to ask the other driver(s) if they are in good shape.
You may not feel the pain relating to an accident until the next day either when your body finally does a full reset.
Even if it was a minor accident, always call the police. Their report could be invaluable to your insurance claim.
After pulling over, be sure to collect information from the other drivers involved. This includes photos of the incident, drivers licenses, insurance information, license plates, and more. See if you can find any witnesses to the accident.
Be sure to get a card and a badge number from the officers on the scene. Do not sign any documents if you are asked unless it’s from an officer of the law or an insurance agent.
During an accident, never say “I’m sorry” since this is an automatic admission of guilt. Be polite, but never tell anybody that the accident was your fault, even if you feel that the accident was your fault. This is something for your insurance company to work out.
If an officer asks you about the accident, its best to avoid saying anything that could be used against you.
File a claim
Call your insurance provider and ask to file a claim. Usually, your insurance card will tell you what number to call during an accident. The insurance company may send a tow truck to tow your car depending on the accident. Call a family member or friend and ask for a ride home if your car is towed.
Accidents can be scary. By being a prepared driver, you can ensure that your accident doesn’t haunt and follow you forever. By taking extra steps and precautions, you are protecting yourself from any wrongful claims that could be imposed on you.
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