A mechanic examines the engine of a car in maintenance

Are Maintenance Costs Covered in a Car Lease?

Milad Hassibi March 3, 2019


Leasing a car is a great way to get into a brand new vehicle while still making affordable payments. One question commonly brought up by consumers regards to maintenance during the life of the lease.

While maintenance coverage during your lease can vary from contract to contract, some leases do not offer this.

Maintenance on a Leased Car

If you chose to buy a vehicle that does not cover routine maintenance like oil changes and tire rotations, you shouldn’t ignore servicing your car. Many new vehicles sold with warranties require that basic maintenance be kept up in order to keep the car running smoothly.

A dealership salesperson with a wrench laid over them

Many consumers decide to ignore the maintenance schedule, which can often be a mistake.

Your leased car should be taken in for oil changes, tire rotations, and filter replacements as dictated in the owner’s manual. If you decide to ignore basic maintenance schedules, your warranty on the vehicle may become void.

Plus, car dealerships will conduct a thorough inspection of the car when you return the lease. If anything is not as it was, you may be charged for it.

GAP Insurance and Leases

One of the most important things to note when deciding to lease is GAP insurance. GAP insurance, known as Guaranteed Asset Protection Insurance, protects you if your leased car ends up becoming stolen or totaled in an accident.

GAP insurance helps to cover the difference between the amount you owe on a lease and the cash value of the car if it were to be sold.

Although it’s common for most leasing agreements to provide GAP insurance coverage, you are held liable to pay the difference between the cash value of the car and the amount you owe. If you are looking to lease a vehicle, speak to the sales representative and ask if they provide GAP insurance on their leases.

If GAP insurance is not part of the lease plan, you should consider looking at other dealerships to work with that provide GAP insurance. Consumers also have the option of purchasing a GAP insurance policy themselves from their own insurance provider.

What costs are covered under a lease can depend on the dealership and leasing company. Consumers should always be asking questions relating to the cost of the vehicle, maintenance expenses, and insurance.

Final Note

If you are in need of a new car but have less-than-perfect credit, CrediReady may be able to help. Our trusted and verified nationwide network of lenders are eager to approve you! To get started, fill out our 100% no-obligation loan inquiry form today.



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