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Credit Score Hacks
Credit Score Hacks

Does Checking Credit Karma Hurt Your Credit Score?

Credit Karma is one of the largest providers of free credit checks and reports in the world. While Credit Karma makes it easy to access your score, some consumers worry about the impact of using Credit Karma on their credit scores. Does Checking C...

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How to Save Money Each Month
How to Save Money Each Month

How to Get a Bad Credit Auto Loan for Pensioners

If you are a pensioner with a less than perfect credit score, you may be wondering if you can qualify or even get pre-approved for a car loan. When it comes to auto loans for consumers with bad credit, many lenders place a heavy weight on income a...

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Life with Bad Credit
Life with Bad Credit

Common Cosigner Requirement FAQs

If you have a less than perfect credit score and are looking to obtain a line of credit, you may be asked to provide a cosigner by your lender. A cosigner is someone that assists a borrower to get approved for a loan. A cosigner “lends” their ...

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Making Life Better
Making Life Better

Where Does an Auto Loan Down Payment Go?

A car is regarded as the second most expensive purchase Americans will make, behind a home. One of the most important factors in determining whether or not you can afford a new car is your down payment. But what exactly is a down payment for and w...

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